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 *Also a great option for repeat buyers and move-up homes
Conventional Loans
Flexible Financing for Strong Buyers
Conventional loans are mortgage programs backed by Fannie Mae and Freddie Mac, offering low down payment options, competitive pricing, and fewer restrictions compared to government-backed loans.
Why Conventional Loans
Low Down Payment Options (as low as 3–5%)
Finance the full purchase price no large upfront cash needed
No Upfront Mortgage Insurance Fee
Unlike some government loans
Flexible Loan Terms
Private mortgage insurance can be removed once you build equity
Competitive Interest Rates
Especially strong for borrowers with good credit
Eligible Properties
Primary residences
Your main home where you live most of the year.
Second homes
Vacation or secondary properties for personal use.
Investment properties
Homes purchased to generate rental income or long-term profit.
Who Is This For
Buyers with good to excellent credit
Best suited for borrowers with strong credit profiles, helping secure better rates and terms.
Borrowers with stable income
Consistent income and employment history improve approval chances and loan conditions.
Those looking for flexibility in property type
Can be used for primary homes, second homes, or investment properties.
Where strategy meets approvals
We go beyond just approvals we help you optimize your deal
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Compare multiple rate scenarios
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Structure your loan for long-term savings
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Break down your monthly costs clearly
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Fast, smooth underwriting process
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